| Glossary of Workers' Compensation Law
Terms
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Carve-out:
Carve-out programs allow employers and
unions to create their own alternatives
for workers' compensation benefit
delivery and dispute resolution under a
collective bargaining agreement.
Claim form: The form used to
report a work injury or illness to your
employer. The form is filed out and
turned in at your place of business.
Claims administrator: The term
for insurance companies and others that
handle your workers' compensation claim.
Most claims administrators work for
insurance companies or third party
administrators handling claims for
employers. Some claims administrators
work directly for large employers that
handle their own claims.
Commutation: An order by a
workers' compensation judge for a lump
sum payment of part or all of your
permanent disability award.
Cumulative injury: An injury that
was caused by repeated events at work.
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