| Glossary of Workers' Compensation Law
Terms
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V W X Y Z
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Party:
Generally includes anyone who has an
interest in your claim (i.e. the
insurance company, your employer,
attorney, etc.)
Permanent and stationary (P&S):
Your medical condition has reached
maximum medical improvement. Once you
are P&S, a doctor can assess how
much, if any, permanent disability
resulted from your work injury.
Permanent disability: Any lasting
disability that results in a reduced
earning capacity after maximum medical
improvement is reached.
Permanent disability rating: A
percentage that estimates how much a job
injury permanently limits the kinds of
work you can do. It is based on your
medical condition, date of injury, age
when injured, occupation when injured,
how much of the disability is caused by
your job, and your diminished future
earning capacity. It determines the
number of weeks you are entitled to
permanent disability benefits.
Permanent disability benefits:
Payments you receive when your work
injury permanently limits the kinds of
work you can do or your ability to earn
a living.
Permanent disability advance: A
voluntary lump sum payment of permanent
disability you are entitled to in the
future.
Permanent disability payments: A
mandatory bi-weekly payment based on the
portion of permanent disability received
before and/or after an award is issued.
Permanent partial disability
benefits: Payments you receive when
your work injury partially limits the
kinds of work you can do or your ability
to earn a living.
Permanent total disability benefits:
Payments you receive when you are
considered permanently unable to earn a
living.
Penalty: An amount of money you
receive because something wasn't done
correctly in your claim.
Petition for reconsideration: A
legal process to appeal a decision
issued by a judge.
Pre-designated physician: A
physician that can treat your work
injury if you advised your employer in
writing, before the injury occurred. You
can pre-designate your personal doctor
or a doctor of osteopathy (D.O.).
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